As 2025 draws to a close, this edition highlights regulatory developments that will shape Indonesia’s investment and financial landscape in the year ahead. Across sectors, the focus is clear: stronger governance, smarter digitalisation, and more resilient growth.

We review integrated digital services and RKAB reforms in the mineral and coal sector, new capital and investment thresholds for foreign investment companies, and refinements to the import regime designed to support industry while preserving regulatory control.

We also cover tighter anti-money laundering expectations for financial service providers, enhanced supervisory reporting for custodian banks, and a framework to ease MSME access to financing, including recognition of intellectual property as bankable collateral.

For those celebrating, we wish you a peaceful Christmas, and to all, a healthy and prosperous New Year. May 2026 bring strong market confidence, sustainable growth, and new opportunities across Indonesia and beyond.